Unauthorized use of websites and systems of PurePoint Financial ("PurePoint Financial," "we," or "our"), including, but not limited to unauthorized entry into PurePoint Financial’s systems, misuse of passwords, or misuse of any information posted, is strictly prohibited. This Site is not intended for children under 13 years of age. By using this Site, you affirm that you are over age 13.
You acknowledge that PurePoint Financial may disclose and transfer any information that you provide through this Site as described in the Privacy and Online Security sections. Use of this Site may be monitored. By your use of this Site, you consent to such monitoring. In circumstances where locations of the Site require identification, you will establish reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals.
Web Content and Materials
The information on this Site is believed to be reliable, but PurePoint Financial does not warrant its completeness, timeliness, or accuracy and expressly disclaims liability for errors or omissions in the materials and information. Any dated information is published as of its date only, and PurePoint Financial does not undertake any obligation or responsibility to update or amend such information. By offering this Site, and information, products, or services via this Site, no distribution or solicitation is made by PurePoint Financial to any person to use the Site or such information, products, or services in jurisdictions where the provision of the Site and such information, products, or services is prohibited by law.
The information on the Site is not intended as an offer or solicitation for the purchase of any bank product or service. Eligibility for particular products and services is subject to the final determination by PurePoint Financial and/or its affiliates. Products and services described, as well as associated fees, charges, interest rates, and balance requirements, may differ among geographic locations. Not all products and services are offered at all locations. Products and services described in this Site are subject to the terms and conditions of the applicable agreement for each such product and service.
Potential Disruption of Service
Access to the Site may from time to time be unavailable, delayed, limited, or slowed due to, among other things:
- Hardware failure, including among other things failures of computers (including your own computer), servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment; software failure, including among other things bugs, errors, viruses, configuration problems, incompatibility of systems, utilities, or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content;
- Overload of system capacities;
- Damage caused by severe weather, earthquakes, wars, insurrections, riots, civil commotions, acts of God, accidents, fires, water damage, explosions, mechanical breakdowns, or natural disasters;
- Interruptions (whether partial or total) of power supplies or other utility or service;
- Strikes or other stoppage (whether partial or total) of labor;
- Governmental or regulatory restrictions, exchange rulings, court or tribunal orders, or other human interventions; or
- Any other causes (whether similar or dissimilar to any of the foregoing) whatsoever beyond the control of PurePoint Financial.
Links to Other Sites
LIMITATION OF LIABILITY
BECAUSE OF THE POSSIBILITY OF HUMAN OR MECHANICAL ERROR AS WELL AS OTHER FACTORS, THE SITE (INCLUDING ALL INFORMATION AND MATERIALS CONTAINED ON THE SITE) IS PROVIDED "AS IS," "WHERE IS," AND "AS AVAILABLE," WITH NO WARRANTIES OR REPRESENTATIONS REGARDING THE SITE. PUREPOINT FINANCIAL DISCLAIMS ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE SITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR ANY PARTICULAR PURPOSE. FURTHER, PUREPOINT FINANCIAL WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE, OR OTHER DEFECT IN THIS SITE, OR FOR THE INCOMPATIBILITY BETWEEN THIS SITE AND FILES AND THE USER'S BROWSER OR OTHER SITE-ACCESSING PROGRAM. NOR WILL PUREPOINT FINANCIAL BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND PUREPOINT FINANCIAL’S CONTROL. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS.
PUREPOINT FINANCIAL IS NOT RESPONSIBLE FOR ANY LOSS, PROPERTY DAMAGE, OR BODILY INJURY IN CONNECTION WITH ACCESS TO, USE OF, OR INABILITY TO USE THIS SITE. UNDER NO CIRCUMSTANCES WILL PUREPOINT FINANCIAL BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY, OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE SITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER PUREPOINT FINANCIAL HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.
NOTHING HEREIN SHALL BE CONSTRUED AS LIMITING OR REDUCING PUREPOINT FINANCIAL’S RESPONSIBILITIES AND OBLIGATIONS TO CLIENTS IN ACCORDANCE WITH APPLICABLE LAWS AND REGULATIONS.
In using the Site, you agree not to:
a) Misrepresent your identity in any way;
b) Violate or attempt to violate the security of this Site. Any such violations may result in criminal and/or civil penalties against you. We may investigate any suspected violation and, if a criminal violation is suspected, we will cooperate with law enforcement agencies in their investigations;
c) Send or otherwise transmit to or through this Site any unlawful, infringing, harmful, inappropriate, or otherwise objectionable material of any kind, any material that can cause harm or delay to this Site or computers of any kind, and any unsolicited advertising, solicitation, or promotional materials;
d) Reverse engineer, disassemble, or decompile any section or technology on this site;
e) Launch or use any automated system, including without limitation "robots," "spiders," or "offline readers," that access this Site in a manner that sends more request messages to our servers in a given period of time than a human can reasonably produce in the same period by using a conventional web browser;
f) Send or otherwise transmit to or through this Site chain letters, unsolicited messages, "spamming" or "phishing" messages, or messages marketing or advertising goods and services; or
Relationship to Online Banking Services
Enforceability and Governing Law
The works of authorship contained in this Site, including, but not limited to all design, text, sound recordings, and images, are owned, except as otherwise expressly stated, by MUFG Union Bank, N.A. or one of its subsidiaries or affiliates. Except as otherwise expressly stated, they may not be copied, displayed, performed, distributed, licensed, framed, downloaded, modified, published, reposted, sold, transmitted, stored for subsequent use, or otherwise used in whole or in part in any manner without the prior written consent of MUFG Union Bank, N.A. The exception is the extent permitted by the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and then only with notices of MUFG Union Bank, N.A.’s proprietary rights; provided that you may download information and print out hard copies for your personal use, so long as you do not remove any copyright or other notice as may be contained in information, as downloaded.
Legal Entity Disclosure
PurePoint Financial is a division of MUFG Union Bank, N.A., a member of Mitsubishi UFJ Financial Group, Inc. (MUFG), a global financial group. MUFG group companies include The Bank of Tokyo-Mitsubishi UFJ, Ltd. (“BTMU”), BTMU Capital Corporation, Mitsubishi UFJ Trust and Banking Corporation, Mitsubishi UFJ Securities (USA), Inc. (“MUS”), MUFG Union Bank, N.A. (“MUB”), UnionBanc Investment Services LLC (“UBIS”), and HighMark Capital Management, Inc. (“HighMark”). Corporate or commercial lending or deposit activities are performed by banking affiliates of MUFG, including, in the United States, BTMU and MUB. Securities, financial advisory, and investment banking activities are performed by one or more broker-dealer or investment advisory affiliates of MUFG (“Securities Affiliates”), including, in the United States, MUS, a registered broker-dealer and member of FINRA and SIPC, and UBIS, a registered broker-dealer and member of FINRA and SIPC and an SEC-registered investment adviser. Investment advisory services are also available through HighMark, an SEC-registered investment adviser.
PurePoint Financial is a division of MUFG Union Bank, N.A. MUFG Union Bank N.A. is a Member FDIC and its banking products are insured up to applicable FDIC insurance limits. PurePoint Financial and MUFG Union Bank, N.A. are the same FDIC-insured financial institution. Accounts at PurePoint Financial and MUFG Union Bank, N.A. are combined for FDIC insurance purposes and are not separately insured by the FDIC.
The Bank of Tokyo-Mitsubishi UFJ, Ltd., is not a Member FDIC and its products ARE NOT insured by the FDIC or other government agency.
PurePoint and the PurePoint logo are trademarks and brand names of MUFG Union Bank, N.A. Union Bank and the stylized U logo are registered trademarks of MUFG Union Bank, N.A.
The MUFG logo and name is a service mark of Mitsubishi UFJ Financial Group, Inc., and may be used by it or other group companies for branding or marketing purposes. Other featured words or symbols, used to identify the source of goods and services, may be the trademarks of their respective owners.
UnionBanCal Corporation, now known as MUFG Americas Holdings Corporation, the parent of MUFG Union Bank, N.A., is licensed under the following, and related Ronald A. Katz Technology Licensing, L.P. MUFG Americas Holdings Corporation and MUFG Union Bank, N.A. are licensed by DTC under U.S. Patent Nos. 5,910,988 and 6,032,137.
Termination and Changes in Terms