Online Savings

Smarter saving made simple with our Online Savings account

Maximize your savings

with competitive savings account interest rates


Save even more

with no monthly account fees

Bank with confidence

Deposits are FDIC insured1


Fund your account easily

via bank transfers, mobile deposit,
wire transfer or check

Anytime, anywhere access

24/7 from your computer,

tablet or mobile device

See more details

about our savings account


*Annual Percentage Yield (APY) – Click for Important information†

Achieve your goals sooner

With our high yield Online Savings account, you’ll earn more on your balance than the average American saver. We’re committed to offering you a consistently competitive savings rate—with no monthly fees—to help you earn more and realize your goals.


A few common questions about a PurePoint Online Savings account

  • Banking with PurePoint®
  • Savings Account
  • Privacy and Security

Who is PurePoint® Financial?

We designed PurePoint Financial to empower our clients to save more. And while we’re a new brand, we’re not new to banking. As a division of MUFG Union Bank, N.A., we share in the rich 150-year history of serving clients in the United States. We are backed by the strength and stability of Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.9 trillion. Find out more about PurePoint Financial.

What is the PurePoint Promise?

You can expect competitive CD and savings rates, no monthly fees and all the flexibility and convenience you’ve come to expect, with 24/7 access from your computer, tablet or mobile devices.  Plus, our Client Support Center is staffed with knowledgeable savings professionals who are available by phone to help you during regular business hours.

We’re also proud to offer clients a “green” banking experience that’s completely paperless and electronic wherever possible.

Are my deposits FDIC insured?

Bank with confidence. PurePoint accounts are insured by the FDIC up to the regulatory limits. 

Learn more about maximizing your FDIC coverage:
• Visit
• Call the FDIC at 1-877-275-3342 (1-877-ASKFDIC)
• Calculate your available insurance at

Deposits of PurePoint Financial and MUFG Union Bank, N.A. are combined and not separately insured for FDIC insurance purposes.

How do I open a PurePoint savings account or a certificate of deposit (CD)?

It’s simple to open a savings account or CD online or by phone.

Easily open an account right from your computer, tablet or mobile device.

By phone:
Call us toll free at 1.833.787.3764, Monday – Friday, 9:00 AM – 7:00 PM Eastern Time (except Federal holidays).
When calling from outside the U.S., please dial 1-212-753-7873.

Please note that a valid email address and Online Banking enrollment are required to open and maintain an account with us, whether you open an account online, by phone through the Client Support Center.

What is the minimum deposit to open a savings or CD account?

PurePoint accounts require a minimum opening deposit of $10,000.

How do I fund my PurePoint savings or CD account?

You can conveniently fund your PurePoint account(s) with any of the methods listed below. For certificates of deposit (CDs), you can only make one initial deposit at account opening and one additional CD deposit during the grace period each time your CD matures.

If you need assistance or have any questions about funding your account, please call us toll free at 1.833.787.3764, Monday – Friday, 9:00 a.m. – 7:00 p.m. Eastern Time (except Federal holidays).

Online funds transfer:
You can fund your account by linking it to your personal deposit account at another U.S. financial institution through Online Banking, then making an online transfer into your PurePoint account. You’ll need the bank routing number and account number of the account from which you’re transferring funds.

Mobile check deposit:
Sign in to Online Banking from your mobile device, select Mobile Deposit from the menu and follow the instructions to complete a check deposit. Please remember to endorse the back of your check with your signature, and underneath write “For mobile deposit only to PurePoint Financial.”

Wire transfer:
Here’s the information you’ll need to provide to the U.S. bank that will make a wire transfer into your PurePoint account. Please note that we accept domestic wires in U.S. funds only; international wires are prohibited.
Receiving bank: PurePoint Financial
ABA/Routing number: 122238310
Beneficiary account number: Your PurePoint account number
Beneficiary name: Your name as it appears on your PurePoint account
Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281

Mailing a check:
1) Endorse the back of the check(s) with your signature.
2) Under your signature, write “For deposit only to PurePoint Financial.”
3) For standard and certified U.S. postal mail delivery, send check to:

PurePoint Financial
P.O. Box 870
Glendale, CA 91209

Please note – if you are funding a CD, ensure single checks are $10k or more. If funding with multiple checks, all checks must be received at PurePoint in the same envelope and each check must be $10k or more.

Should you choose to mail your check(s) using expedited courier delivery, please contact the Client Support Center at 1.833.787.3764 to receive additional instructions.

Is the PurePoint website secure?

Bank with confidence. Your security and privacy are our highest priorities, and we help protect you by:

•Securing your information with industry-standard encryption
•Setting strict requirements for passwords
•Requiring multi-factor authentication
•Automatic log-out after a period of inactivity
•Ongoing and proactive suspicious activity monitoring

We suggest that you take precautions such as keeping your User ID and password safe, running an updated version of your virus protection software, and notifying us immediately if you suspect fraudulent activity. Learn more about our online security practices.

How do you use my information?

To provide you with products and services, we may at times:

•Collect personal and financial information to provide you with the services you sign up for.
•Share your personal information to process transactions and maintain your accounts.
•Share personal information to market our products or the products of our partners and affiliates.

For more details, please see our Privacy Policy.

Is instant verification secure when I open an account?

Your privacy and security are extremely important to us, so we protect your login credentials using 128-bit level encryption. Your external bank’s log in information is only used once to verify that you own the account. PurePoint will never use this information again.

Still have questions about our certificates of deposit? Visit our FAQs or contact our Client Support Center.