Earn more with confidence with our high yield CD rates
Fund your account easily
via bank transfers, mobile deposit,
wire transfer or check
Anytime, anywhere access
24/7 from your computer,
tablet or mobile device
Set your sights on financial success
- Banking with PurePoint®
- Certificate of Deposit (CD)
- Privacy and Security
Who is PurePoint® Financial?
We designed PurePoint Financial to empower our clients to save more. And while we’re a new brand, we’re not new to banking. As a division of MUFG Union Bank, N.A., we share in the rich 150-year history of serving clients in the United States. We are backed by the strength and stability of Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.9 trillion. Find out more about PurePoint Financial.
What is the PurePoint Promise?
You can expect competitive CD and savings rates, no monthly fees and all the flexibility and convenience you’ve come to expect, with 24/7 access from your computer, tablet or mobile devices. Plus, our Client Support Center is staffed with knowledgeable savings professionals who are available by phone to help you during regular business hours.
We’re also proud to offer clients a “green” banking experience that’s completely paperless and electronic wherever possible.
Are my deposits FDIC insured?
Bank with confidence. PurePoint accounts are insured by the FDIC up to the regulatory limits.
Deposits of PurePoint Financial and MUFG Union Bank, N.A. are combined and not separately insured for FDIC insurance purposes.
How do I fund my PurePoint certificate of deposit?
You can conveniently fund your PurePoint account(s) with any of the methods listed below. For certificates of deposit (CDs), you can only make one initial deposit at account opening and one additional CD deposit during the grace period each time your CD matures.
If you need assistance or have any questions about funding your account, please call us toll free at 1.833.787.3764, Monday – Friday, 9:00 a.m. – 7:00 p.m. Eastern Time (except Federal holidays).
Online funds transfer:
You can fund your account by linking it to your personal deposit account at another U.S. financial institution through Online Banking, then making an online transfer into your PurePoint account. You’ll need the bank routing number and account number of the account from which you’re transferring funds.
Mobile check deposit:
Sign in to Online Banking from your mobile device, select Mobile Deposit from the menu and follow the instructions to complete a check deposit. Please remember to endorse the back of your check with your signature, and underneath write “For mobile deposit only to PurePoint Financial.”
Here’s the information you’ll need to provide to the U.S. bank that will make a wire transfer into your PurePoint account. Please note that we accept domestic wires in U.S. funds only; international wires are prohibited.
Receiving bank: PurePoint Financial
ABA/Routing number: 122238310
Beneficiary account number: Your PurePoint account number
Beneficiary name: Your name as it appears on your PurePoint account
Wire address: 1101 W. Washington Street, Suite 200, Tempe AZ 85281
Mailing a check:
1) Endorse the back of the check(s) with your signature.
2) Under your signature, write “For deposit only to PurePoint Financial.”
3) For standard and certified U.S. postal mail delivery, send check to:
P.O. Box 870
Glendale, CA 91209
Please note – if you are funding a CD, ensure single checks are $10k or more. If funding with multiple checks, all checks must be received at PurePoint in the same envelope and each check must be $10k or more.
Should you choose to mail your check(s) using expedited courier delivery, please contact the Client Support Center at 1.833.787.3764 to receive additional instructions.
How do I open a PurePoint certificate of deposit (CD)?
It’s simple to open a high yield CD online or by phone.
Easily open a high yield CD right from your computer, tablet or mobile device.
Call us toll free at 1.833.787.3764, Monday – Friday, 9:00 a.m. – 7:00 p.m. Eastern Time (except Federal holidays).
When calling from outside the U.S., please dial 1-212-753-7873.
Please note that a valid email address and Online Banking enrollment are required to open and maintain an account with us, whether you open an account online, by phone through the Client Support Center, or in person at one of our Financial Centers.
What is the minimum deposit to open a high yield CD account?
PurePoint CDs require a minimum opening deposit of $10,000.
Is the PurePoint website secure?
Bank with confidence. Your security and privacy are our highest priorities, and we help protect you by:
•Securing your information with industry-standard encryption
•Setting strict requirements for passwords
•Requiring multi-factor authentication
•Automatic log-out after a period of inactivity
•Ongoing and proactive suspicious activity monitoring
We suggest that you take precautions such as keeping your User ID and password safe, running an updated version of your virus protection software, and notifying us immediately if you suspect fraudulent activity. Learn more about our online security practices.
How do you use my information?
To provide you with products and services, we may at times:
•Collect personal and financial information to provide you with the services you sign up for.
•Share your personal information to process transactions and maintain your accounts.
•Share personal information to market our products or the products of our partners and affiliates.
Is instant verification secure when I open an account?
Your privacy and security are extremely important to us, so we protect your login credentials using 128-bit level encryption. Your external bank’s log in information is only used once to verify that you own the account. PurePoint will never use this information again.